Mobile Deposit

Mobile Deposit lets you deposit checks from a computer with a scanner or any smartphone from anywhere in less than 3 minutes! Talk about convenience. Whether it’s 2 AM, you’re stuck at home in a snow storm, or away on a business trip, you don’t need to waste time or gas driving to a branch or look for the nearest deposit-taking ATM. Simply enroll in Mobile Deposit through Malheur Federal Credit Union’s Online Banking and turn your home, office or anywhere, into an MFCU branch! That’s EASY!

With MFCU Mobile Deposit, you can deposit checks wherever, whenever!

  • Sign up to our Online Banking
  • Save gas and time. No more quick trips to a branch.
  • Enjoy the convenience of 24/7 availability
  • Safe and secure access through MFCU Online Banking
  • Requesting mobile deposit is as simple as tapping on the Deposit Check link within MFCU’s mobile app. Select checking or savings and follow the prompts until you receive confirmation that your request was submitted.

Once approved, you can start depositing checks in 8 Easy Steps

  1. Endorse the back of your check with your signature, MFCU Account number, the date, and the term “Mobile Deposit”.
  2. Log onto MFCU Mobile app
  3. Tap Deposit Check from the left side
  4. Tap Deposit a Check
  5. Enter the amount of the check and tap Continue
  6. Select account for deposit
  7. Snap a picture of the check front and back and tap Continue
  8. Tap Submit to complete the check deposit

Keep in mind that deposits are not immediate. Deposits submitted before 5pm will post within 3 hours. Deposits made after 5pm will post the next business day after 10am. Items deposited through Mobile Deposit are subject to MFCU’s Check Hold Policy.

You’ll have a chance to review each check and the entire deposit before finalizing. For assistance, just call us at 541-889-3149 or email us at support@malheurfcu.org.