CHOOSE YOUR LOAN
At Malheur Federal Credit Union, we deliver affordable lending solutions backed by our local staff along with service you know and trust. We offer competitive rates across the board including mortgages, auto loans, credit cards and more.
Auto Loans
Interest rates as low as 3.69% on approved credit. We offer CUNA Mechanical Coverage Repair for vehicles up to 120,000 miles. We also offer GAP insurance for a one-time flat fee.
Mechanical Repair Coverage
Members of Malheur Federal Credit Union can save on mechanical repair coverage at an exclusive member rate.
Mortgage Loans
From buying your first home to adding a mother-in-law suite, MFCU has financing options for the purchase, refinance, or equity of your home.
Express Line
An Express Line is a loan made without any collateral other than honesty, capability and integrity of the borrower. Terms are determined on the amount of loan and purpose of loan – usually not to exceed 36 months. A line-of-credit/overdraft protection on which advances can be made up to an established limit and maturity.
Share Secure Express Line
A share secured loan is one in which the member pledges shares or certificates of deposit as collateral for the loan. Share draft accounts and IRA accounts may not be pledged on loans. The maximum loan for a share secured is the total amount on deposit with the Credit Union minus the $50.00 minimum share deposit. A line-of-credit/overdraft protection on which advances can be made up to an established limit and maturity.
Visa Credit Card
Below explains the two types of Visa credit cards that Malheur Federal Credit Union offers to consumers. Both with $0 annual fee, no balance transfer fees and with EMV chip technology.
Platinum Credit Card
You carry a balance and need a low rate.
- Enjoy a rate as low as 9.9% APR*
- You are protected from fraudulent purchases with Visa’s Zero Liability Policy.
Rewards Credit Card
You pay your bill off monthly or you have a small balance and still want to earn rewards.
- Earn 1 point for every dollar in purchases. Sign up for the Rewards Program.
- Enjoy a rate as low as 11.9% APR*
- You are protected from fraudulent purchases with Visa’s Zero Liability Policy.
Commercial Loans
Loans to purchase or expand your business. Call or come in to schedule an appointment with our Commercial Loan Department.
Types of Loans for this Department
- Business Lines of Credit
- Business Equipment Loans
- Business Real Estate Loans
- Rental Property Loans