Loans

At Malheur Federal Credit Union, we deliver affordable lending solutions backed by our local staff along with service you know and trust. We offer competitive rates across the board including mortgages, auto loans, credit cards and more.

Choose Your Loan

AUTO

Interest rates as low as 1.85% on approved credit. We offer CUNA Mechanical Coverage Repair for vehicles up to 120,000 miles. As well as GAP insurance for a one-time $299.00 flat fee.

HOME

From buying your first home to adding a mother-in-law suite, MFCU has financing options for the purchase, refinance, or equity of your home.

EXPRESS LINE

A loan made without any collateral other than honesty, capability and integrity of the borrower. Terms are determined on the amount of loan and purpose of loan – usually not to exceed 36 months.

Unsecured loans are credit score based. Members must be able to demonstrate above average credit history and credit worthiness to qualify.

SHARE SECURE EXPRESS LINE

A line-of-credit/overdraft protection on which advances can be made up to an established limit and maturity.

A share secured loan is one in which the member pledges shares or certificates of deposit as collateral for the loan. Share draft accounts and IRA accounts may not be pledged on loans. The maximum loan for a share secured is the total amount on deposit with the Credit Union minus the $50.00 minimum share deposit.

VISA

A Platinum Rewards Visa Credit Card from MFCU comes with low rates, Rewards, and no annual fee.

AG LOANS

Purchase or expand real estate for your farm or ranch via our ag loans.