LOAN RATES

VEHICLE LOANS
Term Low APR* High APR*
Up to 60 Months 3.94% 18.00%
Up to 72 Months 3.99% 18.00%
Up to 84 Months 4.05% 18.00%
Up to 96 Months  5.35% 8.79%**
TRAVEL TRAILERS, MOTORHOMES, BOATS
Term Low APR* High APR*
Up to 48 Months 5.70% 18.00%
Up to 84 Months 6.00% 18.00%
Up to 120 Months 6.75% 18.00%
Up to 144 Months 7.45% 18.00%
Up to 180 Months 7.95% 10.85%**
MOTORCYCLES, ATV’S, PERSONAL WATERCRAFT
Term Low APR* High APR*
Up to 60 Months 5.70% 18.00%
Up to 72 Months 6.00% 18.00%
Up to 84 Months 5.80% 18.00%
PERSONAL LOAN RATES
Term Low APR* High APR*
Up to 12 Months 7.90% 18.00%
Up to 24 Months 8.40% 18.00%
Up to 36 Months 8.90% 18.00%
Up to 48 Months 9.40% 18.00%
Up to 60 Months 9.90% 18.00%
CERTIFICATE & SHARED SECURED
Term
Certificate Secured ***Dividend Rate + 2%
60 Months Share Secured ***Dividend Rate + 2%
EXPRESS LINE
Unsecured Line of Credit  13.50%
VISA
Low APR* High APR*
7.90%  17.9%

*APR= Annual percentage rate.  Your rate and term may differ depending on credit history, age of the vehicle and underwriting criteria.  Application fee may apply and will result in the annual percentage rate (APR) to be slightly higher than advertised rates.  The loan interest rates shown in the table are reflective of a range of rates available. All rates are subject to change without notice. Minimum loan amount may be required for extended terms. 

**Only available for borrowers with a Beacon Score of 660 or higher.  

*** Dividend Rate = The rate you earn on the certificate or savings account.