LOAN RATES

AUTO LOANS

New (2018 and Newer)
Term Period Rate*
36 Month 2.49% APR
48 Month 2.74% APR
60 Month 2.99% APR
72 Month 2.99% APR
84 Month 3.74% APR
Older (2017 and Older)
Term Period Rate*
36 Month 2.99% APR
48 Month 3.24% APR
60 Month 3.49% APR
72 Month 3.74% APR
84 Month 4.24% APR

RECREATIONAL VEHICLE RATES

New (2018 and Newer) Motorcycle and ATV
Term Period Rate*
36 Month 6.24% APR
48 Month 7.99% APR
60 Month 8.99% APR
72 Month 9.99% APR
Old (2017 and Older) Motorcycle and ATV
Term Period Rate*
36 Month 7.49% APR
48 Month 8.99% APR
60 Month 9.99% APR
72 Month 10.99% APR
New (2018 and Newer) RV and Trailer
Term Period Rate*
7 Year 3.49% APR
10 Year 3.99% APR
15 Year 4.49% APR
Old (2017 and Older) RV and Trailer
Term Period Rate*
7 Year 3.99% APR
10 Year 4.49% APR
15 Year 4.99% APR
New (2018 and Newer) Boat
Term Period Rate*
7 Year 3.49% APR
10 Year 3.99% APR
15 Year 4.49% APR
Old (2017 and Older) Boat
Term Period Rate*
7 Year 6.49% APR
10 Year 7.49% APR
15 Year 8.74% APR

PERSONAL LOANS

Term Period Rate*
Up to 60 Months 11.25% to 18.00% APR

CERTIFICATE & SHARED SECURED

Term Period
Certificate Secured ***Dividend Rate + 2%
60 Months Share Secured ***Dividend Rate + 2%

UNSECURED

Type of Product Rate*
Express Line 13.50% APR

CREDIT CARD

Type of Product Rate*
Visa Card 9.90% to 18.00% APR

*Rates reflected above include a maximum discount of .50% for having two of the following: Maintain a checking account with direct deposit, or having a relationship over 5 years. Autos with at least 28 highway miles per gallon per fueleconomy.gov guide

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of February 2021.