We’re Invested in Our Local Communities

As a not-for-profit, cooperative financial institution, MFCU is owned and operated by its members, and serves its local communities.

Providing Value for Our Members and Our Communities

We’re a credit union and that means we do things a little differently. As a not-for-profit financial cooperative, MFCU is owned by its members and serves our local communities. We exist to serve our members, not to make a profit. At MFCU, earnings are returned to our member-owners in the form of lower loan rates, higher interest rates on deposits, lower fees, and dividends.

At a credit union, when you’re a member, you’re also an owner. Every member has an equal share and voice in the credit union – no matter how much is in your account. We answer to our member-owners and we are committed to doing what’s right for YOU.

Over 14,000 member-owners are the driving force behind MFCU’s focus on providing financial solutions that fit YOUR individual needs. Our community based Board of Directors with representatives from Payette and Malheur County live and work in the communities we serve. They know the unique challenges and opportunities in the Western Treasure Valley. Our Board of Directors have one purpose – to ensure that the Western Treasure Valley has a trusted local financial institution that builds loyalty through member-focused financial solutions.